Valcentra - Smart Budgeting & Payment Platform

Centralize your finances, track spending, and take control of your money

Legal & Compliance

Transparency and trust are core to Valcentra. Review our policies to understand how we protect your data and operate our service.

Privacy Policy

Updated March 2026

How we collect, use, and protect your personal information

Terms of Service

Updated March 2026

The rules and conditions for using Valcentra

Data Deletion and Retention Policy

Updated March 2026

How long we keep your data and how to delete it

Information Security Policy

Updated March 2026

Our commitment to protecting your data and systems

Your Rights

Data Access

Request a copy of all your personal data in a portable format.

Delete Your Account

Permanently delete your account and associated data.

Contact Privacy Team

Have questions about your privacy? Reach out to our team.

Report a Security Issue

Found a security vulnerability? Let us know responsibly.

Common Questions

How long do you keep my financial data?

We retain transaction history for 7 years to comply with tax requirements. Bank account information is retained for 3 years. You can request deletion of specific data at any time, except for records required by law.

Is my bank account information secure?

Yes. We use bank-grade encryption, secure authentication protocols, and never store your bank login credentials. We connect through Plaid, a trusted financial data platform used by thousands of apps.

Can I delete my account?

Yes. You can delete your account anytime from Settings. Your personal data will be deleted immediately, though financial records required by law will be retained for 7 years.

Do you sell my data?

No. We never sell your personal or financial data to third parties. We may share data with service providers (like Plaid or Stripe) only to provide the service you requested.

What about GDPR and CCPA compliance?

We fully comply with GDPR, CCPA, and other privacy laws. This means you have the right to access, correct, delete, and port your data. See our Privacy Policy for details.

Questions or Concerns?

We're here to help. Contact our support team with any questions about our policies or your privacy.

Email: [email protected] | Response time: Within 2 business days

Cookie & Tracking Preferences

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